Receive periodically your earnings in your bank account and generate a constant flow of profits. A passive income is the first step towards your financial independence. Besides, having a diversified portfolio is the golden rule in investments. Allocating a share of your money in real estate can help you decrease your risks and provide you with solid profits.
Just a few clicks with your mouse and you can become a real estate investor. After booking your investment through our website you confirm it by transferring the money using Wire Transfer. There are no costs and no bureaucracy, and this process of investment takes only a few minutes. In the end of the funding period your investment title will be issued.
We make a strict selection of the projects that will be offered through our website. We carefully evaluate the estimated profits, risks and warrants for the investor. We only offer projects of solid and financially healthy builders.
Through the page "My profile", you will have access to your history of profits, to your cash flow, to information about the ongoing project and to the documentation that establishes your right to a participation of the sales.
URBE.ME is an electronic platform of crowdfunding (the "Platform"), witch is made available to its users and is owned by URBE.ME Ltda. – ME, Small Business ("URBE.ME") founded as a limited liability company established in Avenida Osvaldo Aranha, nº 790, 4° floor, city of Porto Alegre, Rio Grande do Sul, CEP 90035-191, subscribed under Brazilian registration CNPJ n°21.013.359/0001-73.
The words written in this document starting with capital letters, in plural or in singular, will have the meaning hereby assigned.
1. SUBJECT OF THE TEARMS AND BINDING OF THE USERS
2. URBE.ME AND THE PLATFORM
2.1. Through the Platform, Entrepreneurs duly signed in to URBE.ME may present investment opportunities to the Investors.
2.2. Through the Platform, Investors duly signed in to URBE.ME will have access to investment opportunities in the real estate market, as long as they fulfill the requirements established in the Documents of the Offer (as defined below), if applicable.
3. INVESTMENT OPORTUNITIES
3.2. In order to perform a Direct Public Offer in the environment of the Platform, the Entrepreneur must fulfill the basic requirements established by law.
3.3. It will be exclusively the Entrepreneurs responsibility to assure that the Direct Public Offer is completed. URBE.ME is responsible solely for the offering of the technology required, through the Platform, so that the Entrepreneur menages to exhibit the investment opportunity to the Investors.
3.4. It will be the Investors full responsibility to perform the analysis of the Offer, the marketing material and of any other information and documents made available by the Entrepreneur in the environment of the Platform, also the investor will be fully responsible for making sure that he has the minimum requirements recommended to access the Offer, as defined by the Entrepreneur.
3.5. After the release of the Offer in the Platform, it will be available during the period of 90 (ninety) days, or less, if determined so in the Documents of the Offer, so that the Investors who fulfill the minimum requirements of the offer may register their intention of Investment in the Offer.
3.6. The Documents of the Offer and also the information available in the environment of the Offer in the Platform will determine the period or the date in which the Invertor may Invest his money.
3.7. It will be the Investors responsibility to transfer the money related to the Investment into the bank account and in the date determined in the Documents Of the Operation. The examination and confirmation of the transfers will be performed by the Entrepreneur and by URBE.ME, if appropriate.
3.8. Durante o prazo para indicação pelo Investidor da intenção em realizar o Investimento no âmbito de uma Oferta Pública Direta, o Investidor, após transmitir sua intenção de Investimento ao Empreendedor no ambiente da Oferta Pública Direta na Plataforma, deverá confirmar a sua aceitação com os termos do contrato, realizar a transferência do valor investido para a conta indicada e encaminhar o comprovante de depósito para o endereço de e-mail firstname.lastname@example.org.
3.9. Não sendo realizada a transferência no prazo de 1 dia útil após o registro da intenção do Investimento esta perderá a eficácia.
4. URBE.ME's PAYMENT
4.1. URBE.ME will be payed by the Entrepreneur. The amount may vary according to the work performed and the terms set between the parties.
5. WARRENTIES AND DISCLAIMER
5.1. Except when expressly determined in this terms, in additional terms or in its updates, nor URBE.ME, nor its suppliers or distributors offer any warranties about the validity, effectiveness or compliance with legislation of the Documents of the Offers and information presented by the Entrepreneurs. We also don't take responsibility for the content presented in the Documents of the Offer, for the compliance of the procedure taken by the Entrepreneur with legislation or by the reliability, availability or ability of the Entrepreneur to attend the needs of the Investors. We take responsibility, merely for the performance of our technological services, hired by the Entrepreneur.
5.2. URBE.ME does not provide any warranties of the success of the Investment to Investors, neither gives any warranties that the Entrepreneur will fulfill its obligations as determined in the Documents of the Offers or that Investors will have the return expected for their Investments.
5.3. URBE.ME, its suppliers or distributors won't be held responsible for any loss of profits, loss of revenues, loss of data, financial losses or damages to direct and indirect, material or moral damages, or any other nature of damage that may arise from the relation between Entrepreneur and Investor.
5.4. In no way will URBE.ME be held responsible for any damage, direct or indirect, especial or consequential of any type or nature, including, with no boundaries, loss of profit or other financial loss.
6. GENERAL PROVISIONS
6.4. All communication between URBE.ME and its Users will be considered effective from the moment they are received in the addresses informed in the Platform by the User or according to URBE.ME's contact information as determined in the Platform. The communication will be considered delivered under protocol, with the "communication of receipt" by email. The Users must keep their contact data in the Platform always updated.
6.5. If one or more dispositions herein are considered to be invalid, illegal or infeasible in any aspect of the laws enforceable, the validity, legality or practicability of the others won't be affected in any means.
Atuar como fio condutor do comportamento dos sócios, administradores e funcionários do URBE.ME no que diz respeito a ética e integridade das suas atitudes no ambiente da empresa. Entendemos que os eventos decorrentes de atividade profissional no URBE.ME são imprevisíveis e por isto este código não visa esgotar as possibilidades de conflito, mas sim operar como suporte aos funcionários para que tomem decisões adequadas e corretas nos momentos em que estas forem demandadas pelas mais variadas circunstancias que venham a se apresentar.
Este código tem como pilares os próprios princípios que norteiam a conduta ética do URBE.ME desde a sua criação, representando um conjunto de valores e ideias que são intrínsecos à própria instituição e, portanto, aplicáveis a todos que a integram.
Responsabilidade, transparência e liberdade. Sabemos da nossa responsabilidade por atuarmos em um mercado tão delicado como o financeiro, por isto atuamos com prudência e transparência, para que não haja prejuízo desproporcional a nenhum indivíduo que venha a interagir com o URBE.ME, em especial, aos investidores. Paralelamente, acreditamos na liberdade como princípio fundamental nas relações humanas, de forma que este código não tem o intuito de limitar a criatividade e capacidade daqueles a quem se aplica, mas sim instruir as condutas no âmbito interno e externo à empresa.
Tratar investidores de forma desigual, fornecendo privilégios advindos de vinculo prévio, relação pessoal ou profissional. Agir em desacordo com a legislação vigente ou com a regulamentação aplicável as ofertas públicas de valores mobiliários. Agir em desacordo com qualquer procedimento interno adotado com o intuito de identificar, analisar e mitigar os riscos e práticas de crimes de lavagem de dinheiro ou ocultação de bens direitos e valores e financiamento ao terrorismo. Utilizar-se de informações privilegiadas a respeito do andamento de projetos para desfazer-se antecipadamente de investimentos realizados via plataforma. Fornecer informações privilegiadas a qualquer pessoa a respeito de qualquer projeto captado ou em captação via plataforma. Agir de forma conivente com atitudes ilícitas por parte da sociedade empresária de pequeno porte para com os investidores. Agir de forma contrária ao interesse do investidor de forma a favorecer as empresas que captarem via plataforma. TERMOS DE INVESTIMENTO PARA FUNCIONÁRIOS E SÓCIOS:
Os funcionários ou sócios do URBE.ME que desejarem realizar investimento através da plataforma devem observar a seguinte restrição: não poderão vender títulos adquiridos através da plataforma do URBE.ME em função do insucesso de projetos antes que todos os demais investidores tenham tido acesso as informações que levaram o funcionário ou sócio a ter interesse em alienar a sua posição. MEDIDAS DISCIPLINARES:
O descumprimento destes termos pode acarretar sanções disciplinares e eventual desligamento da empresa, sem prejuízo de eventual condenação no âmbito judicial ou administrativo pelos órgãos competentes.
Privacy of Personal Data:
All personal information (name, email, date of birth, social security number, marial status, adress, profession and any other) demanded by URBE.ME, from the registering untill the confirmation of investment are for our exclusive use and wont be provided to third parties unless by juducial order, with the express consent of the User or if it is indispensable for the fulfiling of the core activity of the company. The supplying of information by the Users constitutes autorizathion for the use of those informations with the goal of developing the activities proposed.